Generating by an automated processor amounts of the virtual currency on behalf of at least one automated agent over time and Providing at least one automated agent, having an economic agent role, said at least one automated agent having an economic agent role providing at least one risk-altering economic service to other automated agents independent of a use or supply of the rights, through at least one transaction in consideration of the virtual currency, selected from the group consisting of loaning an economic resource, borrowing an economic resource, insuring a use, guaranteeing a payment use, arbitraging a risk, buying use options, selling use options, buying use futures, and selling use futures Wherein at least one of the use demand function and the use supply function is risk responsive